The Psychology of Money

The Psychology of Money pdf epub mobi txt 电子书 下载 2026

Morgan Housel
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具体描述

Doing well with money isn’t necessarily about what you know. It’s about how you behave. And behavior is hard to teach, even to really smart people.

Money―investing, personal finance, and business decisions―is typically taught as a math-based field, where data and formulas tell us exactly what to do. But in the real world people don’t make financial decisions on a spreadsheet. They make them at the dinner table, or in a meeting room, where personal history, your own unique view of the world, ego, pride, marketing, and odd incentives are scrambled together.

In The Psychology of Money, award-winning author Morgan Housel shares 19 short stories exploring the strange ways people think about money and teaches you how to make better sense of one of life’s most important topics.

用户评价

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##这是一本很朴素的讲投资的书。讲过节俭的生活、提高储蓄率、做那些让夜晚能安睡的投资、持有一定现金而不是因为意外不得不卖掉股票、投资的意义(take control of your time)等等。没有实操的方法论,就是一些投资理念的比较私人的阐释。作为初学投资的人,我读起来觉得很真诚,读完也让我更踏实,更相信一些朴实的众人皆知的投资理念了。与时间做朋友,坚持指数基金定投。

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##学到很多。

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##学到很多。

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##读完之后,知道存钱的重要性。????

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##读完。受到金钱观的很大教育。只说我的一个takeaway lesson:作者反复强调储蓄。把握自己对财富的期望值,明晰自己对好生活的标准。

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##Some lessons have to be experienced before they can be understood.

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##- Make sure your mindset of money is clear - Money is never enough, what’s important is if it supports your living - Compounding factor is important, be friend with time - Save more spend smarter - Allow room for error for the unexpected changes - Volatility is the price of return, cost of admission to get return

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##学到很多。

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##本周的audiobook。无甚新意,降低了人们对致富的预期,要人们理性一点,从认清自己的实际需求做起。除了luck外,普通人能做的就是多储蓄,甚至是不需要理由的储蓄,以及be patient。比较好的部分是讲到投资选择和风险偏好时,提到了每个人都因为自己独特的背景和认知而不同,这里没有对错

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